Test Bank Accounts
Valid Bank Accounts
Bank transactions can be tested using a test API key. Any dummy numerical value can be used for the account number, but the routing number must be a valid bank routing number. Below are a few examples of valid account and routing numbers.
| Account Number |
Routing Number |
Status |
1234567890 |
021000021 |
authorized/processed |
1234567890 |
011401533 |
authorized/processed |
1234567890 |
091000019 |
authorized/processed |
Invalid Account Numbers
These test account numbers can be used to trigger specific errors.
Bank Declines
| Account Number |
Status Code |
Error Description |
0009900 |
general_reject |
The payment was rejected. |
0009901 |
duplicate_attempt |
This transaction appears to be a duplicate attempt and has been prevented. |
0009902 |
exceeded_limit |
The amount of the transaction exceeds the allowed limit for this account. |
0009903 |
general_decline |
The bank account has been declined, contact the bank for more information. |
0009904 |
insufficient_bal |
The bank account does not have a sufficient balance to complete the payment. |
0009905 |
payment_stopped |
For some reason the payment was stopped. |
0009906 |
invalid_account_number |
The account number is invalid. |
0009907 |
not_supported |
The bank is not supported. |
0009908 |
suspicious_activity |
This transaction has been identified as suspicious. |
0009909 |
too_many_attempts |
Too many payment attempts have been made, please try again later. |
ACH Rejections
| Account Number |
Status Code |
Error Description |
0009801 |
R01 |
Insufficient Funds |
0009802 |
R02 |
Account Closed |
0009807 |
R07 |
Customer Revoked Authorization |
0009813 |
R13 |
Invalid ACH Routing No. |